Our Approach


Creating a comprehensive investment and retirement plan that includes an income distribution strategy is a priority in the financial planning process. 

The systematic financial planning approach utilized by Luke Financial focuses on maximizing and preserving hard-earned wealth. Every step in our process emphasizes our fiduciary responsibility to every client, a comprehensive investment and retirement planning approach, and a systematic money management method that embraces your goals.

There’s five easy steps to get started.

Step #1: Assess

We thoroughly develop your personal financial and asset preservation profile through individual consultations with you. We take into account your:

  • Individual investment needs
  • Overall objectives
  • Risk tolerance
  • Time frame
  • Needs, goals, and dreams

Step #2: Personalize

We build a personalized asset allocation and preservation policy based on your needs and objectives. This policy seeks to maximize your investment returns while minimizing your risk through carefully diversified allocation of your assets and time-tested asset protection strategies.

Step #3: Implement

We implement your asset allocation and preservation policy by investing in a well-diversified portfolio and implementing an asset preservation strategy. As an independent financial advisory firm, we utilize the entire universe of investment and asset protection vehicles in an objective and unbiased manner. This gives us added flexibility and creativity in structuring your investments, and allows us to embrace a sophisticated approach with an eye on asset preservation and overall estate and legacy planning.

Step #4: Monitor

We carefully monitor your portfolio of investments and asset preservation strategies on an ongoing basis to ensure that they remain consistent with your life’s goals, objectives and dreams. Financial decisions are not one-time events — as life changes, so too must your financial strategy.

Step #5: Communicate

We communicate with you on a regular basis and provide comprehensive reports for each of your accounts and asset protection strategies. Furthermore, we provide you with the highest level of personalized service, including regularly scheduled meetings, online access to your account information, an up-to-date website, and workshops.